Dear expats -
I see there has been a lot of discussion about Caja, but I'm not quite finding the answers to my questions - so please forgive me if this has been answered before and I am just not finding it.
My spouse and I are applying for Rentista residency. Assuming we are granted residency, we then go through the Caja interview. I am the primary applicant.
We are both retired, so we don't have any salary/job income. To apply for Rentista you have to confirm that you have an "income stream" of $2500 / mo which you must deposit in a CR bank upon approval for residency. We will be living off savings, and pulling money out of 401k (which in the US is income on your tax return). We won't be pulling Social Security for 10 years or more.
I believe Caja is supposed to charge us 9% of our income per month to cover the two of us. In our case is that 9% of $2500 ? If we pull some money out of a 401k, does that count as income ? What is counted as income, and what documentation must we provide at the interview ?
I believe we have to renew our temporary Rentista residency after two years, and then at three years we can apply for permanent residency.
At the two year point, assuming temporary Rentista residency is renewed, what happens then ? Do we have another Caja interview at that point ? If we then apply for permanent residency at the three year point, do we have yet another Caja interview at that point ? After becoming a permanent resident, do you have to renew the Caja periodically and have more Caja interviews ? Is there a point where you are done having Caja interviews and you know for the future what your Caja payment is going to be from then on ?
Thank you for any information - it is very confusing ...
Daniel